seller repoed car but not in contract

[topcard69]

I was buying a car from person at my work. We signed a contract he wrote. It described car the total amount owed $1,800. The down payment amount $500, monthly payments of $200 and the date of month they were due the 5th. Nothing about what would happen if a payment was not paid on this date. Nothing about if late so many days owner could take back car.
I was 20 days late on payment because car broke down at the end of the prevous month that cost me $500 to repair. Seller knew of this and that before the end of month I planned to have money to pay late payment and the next months payment would be on time. But on the 25th day of month he came to my appartment and drove car away without saying anything. I told him the next day I would have money in two days to pay and could I have car back . He said no, and that he was not ever going to give it back. I said ther was nothing in contract about he could repo car after if payment was late. Was it legal for him to repo car even thou it wasn't written and agreed to in contract?

 

[JenniferH]

Even tho seller didn't state anything regarding late payment or repo, he did have statement regarding when payment is due. When you go past payment, then really you are breaking your contract! Now, if you had a signed agreement with seller that you would pay at a certain date w/ late fee and seller accepted it, then he would have to honor that signed agreement.

Sounds like you didn't have this in writing.

I would however check your state laws regarding repo of cars. I am assuming that this is a private sell, so see if there are any laws regarding how seller can repossess car.

Basically, you are out of luck for not performing within contract. (No payment by said date)