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florida lady 10
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florida. disabled in auto accident. Field ins. rep. (adjuster) shows up at front door with structured settlement offer of $13,073. pay out lump sum or 155.63 guaranteed 7 yrs. ..I read s.c.f.w.a.of 2000. I see that I should get my disability and my deceased husband social security and my loss wages. Do i understand this as the right to work as long as i was able. If not for the accident i would have worked longer in my self employed business. Meaning the insurance owes me at least until I'm in my 70's. >> In the pip portion they reduced my income by $9,000.00 Did they have a right to use my ssd .husband's s.s as a set of. Last and final pip wages are set at $14,634.00 yrly. She does not want to pay me the future wages. Ins.rep. says they can reduce it again of the ssd,s.s.,etc. THis is long but the people need to know what their right are. Can I sue them for this wrongful offer as bad faith. I think I'm right on this. Please, please someone answer this for the laymans>>> More than one view would be helpful. Would a mediator help. Can I i trust them to do right, > No mention of payment of future medical or what my injuries pay ,other than the $25,000. from at fault company. I have NOT signed that contract. I would let the injuries slide if they pay medical as well as the $14,634.00 . People all states look up, senior citizen's freedom to work act of 2000. I fall under sec.4, additional amendments 1 and 2.