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Should have known better

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Junior Member
What is the name of your state? Ohio

approx 18 months ago I went to an auto dealership that was recommended for dealing with less than stellar credit to purchase a vehicle. I invited a friend to go along and help me pick the vehicle out. during the application process she suggested that we go through her name and credit union in order to get a good interest rate. I was hesitant, but agreed. During the entire length of the loan to date, I have made the payments on time, maintained proper registration, and maintained proper insurance. About six months ago I attempted to refinance the vehicle through my bank, but was turned down. I am working diligently towards raising my fico score so that I can refinance or trade the vehicle in, however, she has now had an attorney send a letter to my place of employment stating that we had romantic involvement while working together and that I used the romantic involvement to persaude her to make this purchase. Neither of those things are true. Our romantic involvement ended prior to her working for my company and it was her idea to finance the vehicle through her credit union and her name. I believe there is a good chance that the salesman will remember and can attest to that. I have two questions: The first is, does she have any legal right to force me to return the vehicle to her, even though I have made the payments for the 18 month duration and secondly, do I have a defamation case due to her attorney making claims submitted to my place of employment that are untrue? Especially when he could easily have contacted me directly to work together and resolve this matter, but did not?


Senior Member
How are the names listed on the registration of the vehicle for the registered owner?
You and her.
You or her.
Just you.
Just her.

That will determine whether she has any rights to take possession of the vehicle. Only one of the above will work in her favor and it is obvious.

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