should I reaffirm my Mitsubishi?

[luckynucky]

What is the name of your state?tx
If I don't reaffirm and keep my payments current, is there still a chance that lender can come and repo my car?
If I don't reaffirm, the interest rate will stay same or lender can increase it?

 

[olgethorpe]

If...

If you keep your payment current (and its through a bank, or reputable lender rather than a buy-here-pay-here place) they will probably let you keep it. They'd rather have the money than the car...and repo'ing costs them bucks.

As to increasing the interest, shouldn't happen unless your loan allows for such things. That would be unusual.