Someone is trying to sue me.

[pablo1888]

What is the name of your state? Florida

Basically, I got in a car accident where I was severely injured. The other person was able to get out of the car like if nothing happened. He started to make a phone call using his cell phone and when he listened the ambulance coming he went back to his car to pretend he was unjured. The officer gave me the ticket and not him.

Now, the other person is suing my insurance for more than $200,000 and my coverage has a limit of $100,000. I have a house and 2 cars.

1. In scenario like this, what do you think will happen?

2. If I sell my house and buy another house will I loose the money?

3. Could it be possible that the other person is waiting for me to sell the house in order to go to court?

What can I do about this?

Thank you in advanced.

 

[djohnson]

Why did the officer ticket you? Who was at fault? What happened? Were there any witnesses?

 

[pablo1888]

Thanks for your response,

The officer ticket me because I was at fault according to what happened.

In reality this accident happened 2 years ago. The reason why I didn't want to go in detail is because of privacy reasons.

So far my car insurance oferred the other person money but the person is refusing the amount of money. The person is suing for $200,000. I'm planning to sell my house and buy another house but I'm not sure if it will be safe to do this.

In a case like this one, what is the most common outcome?

Thank you in advanced.

 

[freespeech]

Since you were at fault and IF he/she can sue you and win in a court of law, yes your house and any other assets are at stake.

UMBRELLA POLICY, inexpensive and can cover one for several million dollars.