LdiJ
Senior Member
,A “bad check” has no legal definition. A check writtten with no intent to defraud is not criminal and as such the debt created by writing that check is applied against the joint account and as such becomes a joint debt.
And as I said; until a court determines there is illegal activity, there is, at best, alleged illegal activity. Until that time it is not a crime and as such the debt created is jointly owed by the co-owners of the account.
No it is NOT. It has nothing to do with the bank account. The bank will reject the check if there are no funds or insufficient funds in the bank. Unless its a community property state any debt created by the bad check will be the debt of the party who wrote the check. However, it will not be debt connected to the bank account, or debt to the bank. It will be debt to the party who didn't get paid because the check bounced.