Stale-dated checks from employer

[alcavis]

Hello. I live and work in Pennsylvania.

I have around 10 stale-dated checks from my employer. This is a part time job, and I would let the checks accumulate because we get paid weekly, the checks are mostly always below $150, and I would end up taking them to the bank all at one time.

The only problem is that I recently noticed they started putting "void after 60 days". I didnt notice this because I would just put the checks in my safe when I got them.

My employer says I must pay a $35 stop payment fee on every check ($350 total) to get them re-issued, but I have the stale-dated checks...so all they should have to do is print out new checks and shred the old ones.


Any advice on what I should to in this scenario...especially without paying $350 to get the money I worked for?


Thanks a bunch.

 

[sandyclaus]

Hello. I live and work in Pennsylvania.

I have around 10 stale-dated checks from my employer. This is a part time job, and I would let the checks accumulate because we get paid weekly, the checks are mostly always below $150, and I would end up taking them to the bank all at one time.

The only problem is that I recently noticed they started putting "void after 60 days". I didnt notice this because I would just put the checks in my safe when I got them.

My employer says I must pay a $35 stop payment fee on every check ($350 total) to get them re-issued, but I have the stale-dated checks...so all they should have to do is print out new checks and shred the old ones.


Any advice on what I should to in this scenario...especially without paying $350 to get the money I worked for?


Thanks a bunch.

It's not your employer's fault that you held onto those checks beyond their "void after" date. For all they know, you will try to do an electronic deposit for each one of the paper checks you turn into them. The checks may even be processed if the bank doesn't notice that they are beyond the "void by" dates. Then the employer will have re-issued checks AND you will have gotten the benefit of negotiating the same checks.

I'm not saying that you are going to do this, but you feasibly COULD do so, which is why the employer needs to protect themselves by placing stop payments on those checks. The bank won't do that for free, so someone has to pay the fees. Why shouldn't YOU be the one, considering the whole thing was caused by your dragging your feet instead of cashing the checks in the first place?

Pay the fees for the employer to reissue, or consider the checks void. It really is your choice. (Note that I didn't say you'd LIKE the choices you had, but they are valid choices.)

 

[alcavis]

It's not your employer's fault that you held onto those checks beyond their "void after" date. For all they know, you will try to do an electronic deposit for each one of the paper checks you turn into them. The checks may even be processed if the bank doesn't notice that they are beyond the "void by" dates. Then the employer will have re-issued checks AND you will have gotten the benefit of negotiating the same checks.

I'm not saying that you are going to do this, but you feasibly COULD do so, which is why the employer needs to protect themselves by placing stop payments on those checks. The bank won't do that for free, so someone has to pay the fees. Why shouldn't YOU be the one, considering the whole thing was caused by your dragging your feet instead of cashing the checks in the first place?

Pay the fees for the employer to reissue, or consider the checks void. It really is your choice. (Note that I didn't say you'd LIKE the choices you had, but they are valid choices.)

I forgot about electronic deposit. Maybe I will try to deposit electronically and like you said they may not even notice them. Or just take them to the bank and attempt to occupy the tellers attention with my looks. Thanks for the tips!

By the way...if I did do what you described, its not like they wouldnt find out that the checks were deposited (and debited from the books). It would be known and the police would be called. Someone would have to be a real idiot to do this.

 

[swalsh411]

People do it all the time.

From now on, cash your checks when you get them. If you have to pay the fee to re-issue, consider it a jerk fee.