• FreeAdvice has a new Terms of Service and Privacy Policy, effective May 25, 2018.
    By continuing to use this site, you are consenting to our Terms of Service and use of cookies.

Starting ch 7 but planning to build credit

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

Kristyna

Member
What is the name of your state? WA

I have just begun CH. 7 procedures and have not yet met with the trustee or creditors.

I applied for some CC with low CLs (like Walmart and Target) without the intention of using them but just to have for credit repair in the future.

Now I realize they may get cancelled when the creditors learn I have filed CH.7

I have not yet activated any cards. Should I?
 


Ladynred

Senior Member
No. Bad strategy to do that now. They likely will be cancelled anyway, as you noted. Wait a while after your discharge, do the necessary credit repair post-discharge, then worry about new cards.
 

Find the Right Lawyer for Your Legal Issue!

Fast, Free, and Confidential
data-ad-format="auto">
Top