Statement to Insurance Company Post Accident

[sip_99]

Hello..
I've just been involved in an accident in which party "B" backed into me while I was pulling out of my employer's parking garage driveway to the street. Party "B" is a delivery guy bringing in construction materials. Anyways, my insurance company, which is also Party "B"'s insurance company, has more or less told me that liability is going to be on Party "B". NOW I need to make a statement for the record...WHAT SHOULD I SAY? WHAT SHOULD I NOT SAY? I assume If I slip up, some fault MAY be laid on me...

Help please..
Thanks a bunch

 

[lars coltrane]

Who is telling you that you have to make a statement for the record?

If it is the other driver's claims rep, tell them that the accident is the fault of their driver and don't give a statement.

If it is your adjuster, then ask why is it needed if they other adjuster is already accepting fault. Remember, even though you both have the same carrier, they should treat the claims as if they are not the same.

Finally, if you do give a statement (and try to avoid this)make sure to tell the truth; the key is only answer what you are asked, don't volunteer any information. Be very literal in responding.

 

[sip_99]

<BLOCKQUOTE><font size="1" face="Arial, Helvetica, Verdana">quote:</font><HR>Originally posted by lars coltrane:
Who is telling you that you have to make a statement for the record?

If it is the other driver's claims rep, tell them that the accident is the fault of their driver and don't give a statement.

If it is your adjuster, then ask why is it needed if they other adjuster is already accepting fault. Remember, even though you both have the same carrier, they should treat the claims as if they are not the same.

Finally, if you do give a statement (and try to avoid this)make sure to tell the truth; the key is only answer what you are asked, don't volunteer any information. Be very literal in responding. <HR></BLOCKQUOTE>

Hi Lars...

The fact is..the other IS NOT ACCEPTING RESPONSIBILITY...I'm in British Columbia Canada, and ICBC administers has a monopoly on the insurance in this province. So, we have the same provider. In any case, the other party is NOT accepting responsibility, but since it's obvious that he backed into my rear quarter panel (the insurance receptionist told me this!) , the only thing that he could do is if could PROVE that I intentionally drove into his path, or that I was driving recklessly, according to the person at the Insurance company that took my initial call. There are no witnesses..thus it's ALMOST a given. But there is always a chance that the mediators may find me slightly at fault. Thus I'm thinking that I SHOULD make a statment.

Does anyone else have any other opinions?

Thanks,
sip_99


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[sip_99]

Lars..

To be clear, my insurance provider asked me IF I wanted to make a statement now or even later. It'll take them a week to finally decide where complete liability falls.

Sip_99

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[lars coltrane]

Is this just a dispute over property damage or are there any injuries involved? In what state did the accident occur?

 

[sip_99]

Thanks Lars for the Reply,
In anycase, this happend in Vancouver Canada. I just contacted my insurance company and they've told me that they've found the other party at fault completely. Thus I pay no deductible and I'm home free.

The damage was only property damage.

Sip_99

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[lars coltrane]

That's great news. Glad everything worked out.