• FreeAdvice has a new Terms of Service and Privacy Policy, effective May 25, 2018.
    By continuing to use this site, you are consenting to our Terms of Service and use of cookies.

stolen credit cards...

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

C

cc4

Guest
Hi,
I live in Indiana. Approximately one to one and a half years ago, one of my credit cards was used by someone else. I called the credit card company and they sent me some forms to fill out and I didn't have to pay for any of the charges. However, it does appear on my credit report as a lost or stolen credit card. This year, I received a call from the Postmaster of a neighboring city who informed me that the person or persons working at the Post office had been caught using stolen credit cards and one of them belonged to me. He explained that when the person or persons were picked up they had possession of the cards and were in the process of using them. I am not the only person this affected. They had apparently stolen other peoples credit cards too. He says they are being prosecuted and that after everything is over, I should receive a letter stating what happened.
Apparently the credit card company had mailed me some new credit cards which were stolen by a postal employee and then used by them. Is there anything I can do about this situation (ex: lawsuit) and if so, what? I would appreciate any help you can give me.
Thank You.

 


JETX

Senior Member
Who do you propose to sue?? The guy who will possibly spend his next few years making license plates (or playing golf in a federal facility)?? Or the Post Office for hiring him and allowing him access to cards???
Either way, it would be costly and time consuming with NO chance of recovery. Now, if you want to hire an attorney and pay out of pocket (no one would take on contigency), certainly go ahead. The attorney will be the only winner.

I suggest that you do the following:
1) Contact all three major Credit Reporting Agencies and put a 'fraud alert' on your file. Also, get current histories and look for other unauthorized accounts and activities.
2) Then, forget about it. You have done what you can to prevent it from happening again, and after all, you really weren't damaged.

 

Find the Right Lawyer for Your Legal Issue!

Fast, Free, and Confidential
data-ad-format="auto">
Top