stressedinLa.

[gsant]

louisiana...i recently found out one of my old debtors sold that debt to someone else..i have tried to make arrangements with the old debtor to pay this off..no responce from them..now these new people.Do they have to notify us first if the plan to sue us?

 

[seniorjudge]

louisiana...i recently found out one of my old debtors sold that debt to someone else..i have tried to make arrangements with the old debtor to pay this off..no responce from them..now these new people.Do they have to notify us first if the plan to sue us?

You will be notified of a lawsuit when the civil sheriff comes to serve you.

 

[gsant]

La. ....This company that bought my debt dosen't have to contact me ;that they now own this debt; and make their demands or a settlement offer?

 

[Ladynred]

The 'new' collection agency/junk debt buyer doesn't need to notify you nor do they need your permission for anything. Take my word for it, one way or the other you WILL be contacted, and a lawsuit COULD be their first contact. More than likely you'll get some letter or phone calls first though.

 

[gsant]

La. ....thanks for the reply Ladynred..we're getting up the money to pay these off thats mine...Got some took off my report that were not mine...Crap 1 still won't accnowledge to us where they got that i owe them..but i guess we'll find out in time on that too...this forum really helps.At least now we know where to look for help and our legal rights...ya'll keep up the good work.