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sued by credit card company

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matkut

Junior Member
What is the name of your state?Texas
I received a civil citation today and I am being sued for on old credit card debt. It says I am commanded to apperar by filing a written answer to the Plaintiff's petiton with the Clerk of the the Court. What does that mean? The plaintiff's attorney information is listed, can I contact them directly and try to work out payment with them. Please help.
 


Debt Guy

Senior Member
Q. I received a civil citation today and I am being sued for on old credit card debt.

A. How old? When was your last regular payment after which the debt was never current? In Texas, if more than 4 years, then the debt is out of statute. How you answer this question will determine what your next step is.

Q. It says I am commanded to apperar by filing a written answer to the Plaintiff's petiton with the Clerk of the the Court. What does that mean?

A. Legal words. "be there or be square". It means you must file a written answer to the lawsuit. You file the written answer with the Court Clerk. An answer is not a letter, it is a lawyerly document with the right format, big long legal words, etc. If you fail to answer, you lose by default.

Q. The plaintiff's attorney information is listed, can I contact them directly and try to work out payment with them.

A. Yes. But, first determine if the debt is out of statute.
 

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