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Sued without being Served!!!!

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Junior Member
What is the name of your state? New York

Hi everyone!
I was checking my bank account today to figure out what my spending limit was for my son's birthday this weekend only to find out that i had negative balance of almost $7,000!!!
the bank informed that there had been a lien placed on my account by a lawyer representing Asset Acceptance. to give you some history... i have been disputing a collections account that Asset Acceptance placed on my credit reports since 2003. the account has been closed by bally's- the original creditor, back in 2003. i have all of the documents since i began this battle with Asset Acceptance. they had summoned me to court 2 or 3 times before and never showed on the trial date. However, this time they went to court and filed false documents stating that they had served me both in person and by mail. the name and description they give for the person who "accepted" the summons is the same exact name and description they gave for another individual who they claimed was served on the same day and same time (how odd is this???). i am now stuck in the middle of this heat wave with 2 young kids and no access to any cash!!!!
i have already submitted an order to show cause to have the lien removed from my account and the judgment vacated. can i also sue them for damages?? how am i supposed to feed my kids? i pay for ALL of my expenses through my checking account and they also have my savings.


Senior Member
They got you. You have very few options and none of them involve getting the money back. You need to talk to a lawyer.


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