What is the name of your state?What is the name of your state? California
My hardwood floor has been warping from water where the floor abuts an exterior glass door. I first noticed it last winter and tried to get the source of the water fixed, but had different opinions as to cause. Greatest consensus was it must be the caulking around the door because there was no discernable leaking or seepage. I called a roofer, who couldn't find any damage (the roof has 20 year shingles and we are at 18 years.) So I caulked and waited for this year's rains to check if the water damage was fixed before replacing the hardwood. First rain, floor wet.
I checked if it could be from wet grounds around the foundation but I water the grounds twice a week thoroughly all year and this does not cause the wet wood.
By process of elimination it has to be from the roof (there are no pipes in the vicinity) and from the rain, even though there is no discernable moisture showing on the ceiling or walls!
I called my insurer last year who told me don't even bother them, I wasn't covered for any kind of water damage. This week I am changing insurers and have been told some rain damage may be covered if the roof is damaged.
Anyway, the floor was never repaired because I had no faith that anyone knew where the water was coming in from last year, and despite the caulking it is coming in now. Therefore there is damage continuing that originated last year.
Can I make a claim with my new insurer considering the original damage was noticed last year??????? I am hoping so, because I fixed the damage by caulking, so to speak, but have ongoing damage because the fix was not correct.
My hardwood floor has been warping from water where the floor abuts an exterior glass door. I first noticed it last winter and tried to get the source of the water fixed, but had different opinions as to cause. Greatest consensus was it must be the caulking around the door because there was no discernable leaking or seepage. I called a roofer, who couldn't find any damage (the roof has 20 year shingles and we are at 18 years.) So I caulked and waited for this year's rains to check if the water damage was fixed before replacing the hardwood. First rain, floor wet.
I checked if it could be from wet grounds around the foundation but I water the grounds twice a week thoroughly all year and this does not cause the wet wood.
By process of elimination it has to be from the roof (there are no pipes in the vicinity) and from the rain, even though there is no discernable moisture showing on the ceiling or walls!
I called my insurer last year who told me don't even bother them, I wasn't covered for any kind of water damage. This week I am changing insurers and have been told some rain damage may be covered if the roof is damaged.
Anyway, the floor was never repaired because I had no faith that anyone knew where the water was coming in from last year, and despite the caulking it is coming in now. Therefore there is damage continuing that originated last year.
Can I make a claim with my new insurer considering the original damage was noticed last year??????? I am hoping so, because I fixed the damage by caulking, so to speak, but have ongoing damage because the fix was not correct.