I can relate with this issue. when I got into an auto accident things immediately change the way I live. from the first day out from the hospital to my house I cannot sleep due to pain and everytime I close my eyes constant flashback of the accident scene appear everywhere and no matter how many ambien 30mg I take I still cannot sleep. its been 16 months past already and I still hardly get any sleep. I went to see a psychiatrist (please correct my spelling) and I was advise that I was suffering from stress disorder and paranoid which is cause by the accident flashback so to conclude everything I was diagnose with mild schizophrenia. my advise to those that got into auto accident is to seek medical help right away, getting help and getting the right treatment is the best thing you can get. to be involve into any machinery accident weather for car, truck, motorcycle, train, airplane is not easy to accept specially if you suffering from pain. almost all auto insurance company will compensate anyone that injured in auto accident cause by someone carelessness. if you were in pain and hurting go to your primary doctor and tell him/her your pain, have your doctor to document everything and ask for recommendation for further treatment. your primary doctor is your best defense because he/she know your medical history. also try to help yourself the best you can to get well fast and if things is not getting well seek treatment. the more your medical bill accrue the more the insurance company pay attention to you. insurance company first job is to investigate and find who is at fault, their second job is to try to offer you the lowest possible amount for settlement and if you dont agree with thier offer sue their ass...suing the person at fault or thier insurance is your legal right, dont let the insurance company push you around, you were hurting and is only fair for you to recieved compensation for what you think is the right amount, you the one is suffering and you the only one know what is the value of your pain. remember the insurance company is a big corporation, they have lots of expert lawyer working for them and for you not to have a lawyer is like putting money down the drain. i meant to say is instead of you getting ten thousand dollars you might get one thousand dollars instead. without a lawyer to represent you you were in the losing ends.