I live in Texas. I continuously have been receiving telemarketer phone calls for many years now. Recently, (the past few months) these have been about unneeded health insurance policies. For example, they want me to try to have two simultaneous health insurance. But economic research shows that there's not much of a financial advantage to having more than one health insurance, because of the "Law of Diminishing Returns". Supposedly, I could collect a reward for turning in one of these people, but then that turns out to be very hard to do in the real world.