J
JudeMG
Guest
What is the name of your state? Pennsylvania
I lost my full-time job in April, and due to a misunderstanding, thought that I had until the end of June to file for COBRA, when I actually should have filed by the end of May. Consequently, I have been without health insurance since that time. There is an excellent possibility of my getting a full-time job in January with the company where I still work part-time, but until then, I was wondering if getting temporary health insurance in the interim is a good idea.
On the one hand, it is much less expensive than regular health insurance, but on the other, if some health crisis occurs during the time I have this insurance, I would be unable to renew it (due to "pre-existing conditions"), should the job in January fall through for some reason. Also, if I would take this insurance, and then move to coverage with my employer, would I be able to get a Certificate of Continuing Coverage from the temp insurance company? Thanks in advance.
I lost my full-time job in April, and due to a misunderstanding, thought that I had until the end of June to file for COBRA, when I actually should have filed by the end of May. Consequently, I have been without health insurance since that time. There is an excellent possibility of my getting a full-time job in January with the company where I still work part-time, but until then, I was wondering if getting temporary health insurance in the interim is a good idea.
On the one hand, it is much less expensive than regular health insurance, but on the other, if some health crisis occurs during the time I have this insurance, I would be unable to renew it (due to "pre-existing conditions"), should the job in January fall through for some reason. Also, if I would take this insurance, and then move to coverage with my employer, would I be able to get a Certificate of Continuing Coverage from the temp insurance company? Thanks in advance.