Texas Judgements

[jarvist]

I have heard about a million times in the passed few weeks that in the state of Texas, a creditor can not garnish your wages or take anything you have as payment for a debt. How true is this, and does this still hold true for judgements? How 'bout collection agencies? Can someone just tell me how all of this works?

Thanks!

 

[gottago]

Texas is a debtor's paradise (so is Florida).

Generally speaking, your income and house are exempt from judgements.

They can take most other property if they sue you and get a judgement.

 

[nailtech]

there are several different topics on Q and A at the top try different ones for more help....



read this for more info on texas laws, click here

 

[totallybroke]

more info...

Here is another site that has information on judgements in TX.

http://www.lawdog.com/states/tx/sta3.htm

 

[jarvist]

More Judgement Questions

Texas

If someone seeks a judgement against you, is that like going to court? Will the two parties argue their sides in front of a judge and then have the judge decide the outcome of who pays what? I was told that if I wanted to get a judgement against someone, all I had to do was go down to the court house in my county and pay a $25 filing fee, no lawyer required. Does this sound right? Do you go in front of a judge after paying your fee and tell him your story or what? Then will he tell you if your judgement is granted? Then if it is granted, how is it enforced?

Thanks everybody for all your advice!

 

[nailtech]

In our county the judge is a JP(justice of peace), not a "REAL" judge(without a professional legal education), but a appointed/elected person who has no real legal background at all, but makes decisions everyday that effect all of us... you tell your side of the story and he makes his decision... if your judgement is granted then you go to the courthouse with the papers provided to you and file them with the filing fee..... thats as far as I know...