J
jaimy
Guest
Last year I was involved in an accent while I was driving to a client’s sight in California. The accident was my fault and did little damage to the car in front of me. The total was under 2000. . I was renting a car because I didn’t live in CA and was only going to be there for about a short time. I did get the extra insurance because, I was told by my bank that with my credit card I had all the extra coverage I needed and it would be a waist of money to buy extra insurance. I verified this with two other people at the bank. The week prior, I purchased the extra insurance because I was unsure, but after being told by the bank several time I thought I was ok. The lady got out and saw where I worked and her words where “ I see you have money and hopefully insurance”. Well that statement is now haunting me. The damage to her car was little but her medical is on the rise. It totals about 12,000. At the time of the accident I was moving my wife and twin girls to be closer to her family and had to get new insurance because it was a new state. So at the time of the accident I at both companies, the new and old, covering me. I only involved the old because I thought that with the little damage that was done and not tickets and we both drove on, that I would be ok just involving one. I now have been informed that I have been named in a lawsuit along with ALAMO, My employer. My adjust thinks I will be dropped because they have agreed to give the full of the coverage I had with them which was 15,000 but I don’t know how true this is. I was wondering if there was a time limit in which I could involve this other insurance company. Your advice would be greatly appreciated.