• FreeAdvice has a new Terms of Service and Privacy Policy, effective May 25, 2018.
    By continuing to use this site, you are consenting to our Terms of Service and use of cookies.

the ole bait and switch

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

J

James Cole

Guest
Last fall I tried to cancel my AMEX card. Instead they offered me an introductory rate of 3.9% on transfers/purchases if I transferred my account to a Delta Sky Miles card. So I said yes. This offer was recorded "for quality assurance purposes". About one month later I rec'd a letter welcoming me to Delta Sky Miles. The letter also informed me of the "following rates will be in effect on your new account." This included 3.9% on balance transfers for six months. The letter stated this new agreement was to take effect Jan 7. On Jan 17, I transferred some money to the account and was again reassured that that intro rate of 3.9% would apply. It didn't. They instead charged me 10.9% I called on Feb 16 and was told by a AMEX rep that they made a mistake and would fix the problem and credit my account. In March, the mistake was still not corrected. I called back but this time was told that my account never qualified for 3.9% because it was a transfer of an existing account to the Delta Sky Miles account. I told him of the taped phone converstasion when the offer was made, the letter I rec'd stating my account had a 3.9% intro rate, and the reassurance at the time of the transfer that the finance charge would be 3.9% According to AMEX, that was all a mistake. I never qualified for the 3.9%. I am still waiting to hear back from one of the supervisors. As far as I am concerned, they owe me money. Any suggestions on how to proceed? I live in Missouri. American Express billing address is in Florida.

[Edited by James Cole on 03-14-2001 at 01:52 PM]
 



Find the Right Lawyer for Your Legal Issue!

Fast, Free, and Confidential
data-ad-format="auto">
Top