janderson11881
Junior Member
What is the name of your state (only U.S. law)? MN
My house was recently broken into and the copper stripped. I purchased vandalism coverage specifically for this purpose but the insurance company refuses to cover me. I was not eligible for theft coverage because the house is vacant and under construction. The insurance company says they will pay for the damage to doors and windows as well as for visible cuts made to the pipes remaining but not for any of the replacement expenses. How do I get them to reassess their position since I believe as a part of the house not a personal item they should cover a bit more of the cost?
My house was recently broken into and the copper stripped. I purchased vandalism coverage specifically for this purpose but the insurance company refuses to cover me. I was not eligible for theft coverage because the house is vacant and under construction. The insurance company says they will pay for the damage to doors and windows as well as for visible cuts made to the pipes remaining but not for any of the replacement expenses. How do I get them to reassess their position since I believe as a part of the house not a personal item they should cover a bit more of the cost?