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Their mistake not mine?

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What is the name of your state (only U.S. law)? PA

Good evening, back in February I asked my girlfriend who works for Nationwide Insurance to give me a quote on renter's insurance which I needed to move to a new apartment. She quoted me, $274.00. I sent in my payment, but didn't get the insurance until last month. She now tells me her broker said she should've run my credit a 2nd time, which she didn't, because my credit score is now lower due to applying at several different complexes in the city. I now owe an additional $25. Now I know this isn't a lot of money, but am I responsible to pay the additional amount for this mistake? Thanks in advance. :confused:
 


moburkes

Senior Member
Hold on. Why didn't you receive the policy when you originally applied for it? If the policy was supposed to start in February, and they are just not running your credit and surcharging you, that is not legal in any state. If the effective date is more recent, and the premium has changed, then that is legal.
 

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