What is the name of your state? Ohio. The finance company I have my car through sent me a letter 6 weeks ago and said that I needed to switch bcak to full coverage on the vehicle. Which I did and called them about that. I assumed my insurance company would ahve forwarded them the change. Today I get a letter from them saying their going to raise my car payment $31 a month because I didn't do what they asked. I'll call them tomarrow but was curious if anyone has heard of this before?