• FreeAdvice has a new Terms of Service and Privacy Policy, effective May 25, 2018.
    By continuing to use this site, you are consenting to our Terms of Service and use of cookies.

Threatening Credit Report

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

A

Allison73

Guest
What is the name of your state? California

I was boarding my horse in a private home for over a year (commercial boarding in this community is not legal, but is done by many homeowners). The owner of the property was planning on moving out of state and had given us notice that we were allowed to stay while her house was being sold, but we would be responsible for arranging for the upkeep of the horses directly (i.e., buying our own food, paying the gentleman directly who would feed and clean for us, etc.).

I had given her a check for 1/2 of the month that she told us she would be home, assuming she would be there to care for the animals. She left a week and a half before she was supposed to without notifying anyone. We only found out when we came to see our horses.

I stopped payment on my check, as she was not there to care for the horses. I do not have a problem paying her a portion to cover the cost of the food she had purchased, but I have an issue with paying the full amount, since she was not there to provide the care the money would cover. The basic care costs (food, water, cleaner) are significantly less than the cost she was charging.

She is out of state now, but is threatening me with reporting me to a collections agency and dinging my credit report. Also, has been calling and yelling at my co-workers and sending me very threatening email (this is a volatile person when angry).

QUESTION:
If this is a private action, with no contract established, and the boarding is not a legally legitimate business in the first place, can she do any of the above? Should I even pay a portion of the sum, or is that admitting fault?

Thank you for your consideration.
 


Ladynred

Senior Member
While she can threaten a collection agency, the fact is it would cost her more to do that than it would likely be worth doing. The CA will get a percentage of what they collect, she won't get it all herself.

No written contract, just a verbal agreement ?? Makes it hard to argue.
 

Find the Right Lawyer for Your Legal Issue!

Fast, Free, and Confidential
data-ad-format="auto">
Top