R
rig40love
Guest
My husband and I signed a contract for timeshare property. It seemed like a good deal at the time, plus it was a real high pressure sells job to boot! After getting home and looking through all the printed material we realized we had many unanswered questions and that maybe this wasn't as good of a deal as "they" said it was. We called the timeshare company the next day (Sunday) and spoke with the director in charge and expressed our reservations. He said that it was O.K. if we changed our minds and that he din't need to sell us something we would not be happy with. He recommended we speak with another company director and that this person might be able to answer any questions that we might have. Meanwhile, the director verbally extended the cancellation period to give us time to talk with his coworker and hopefully get answers to our questions and concerns. After speaking with his coworker, my husband and I decided that we did not want to purchase the timeshare and that it was not what it seemed. The timeshare company had already debited our credit card for a portion of the downpayment. After several unsuccessful attemps to reach the director by phone we left messages with the phone operator that we wanted to cancel our membership and for the director to call us. Meanwhile, we received our membership certificate in the mail. We also hand delivered a cancellation letter, but because we hand delivered the cancellation letter we have no record of mailing or delivering a cancellation notice. At the same time the letter was delivered, the director was informed that my husband was recently layed off from his job and that we could not possibly pay for the timeshare. So far the timeshare company has debited our credit card for the full downpayment and now a electronic debit from our checking account for the montly installments. Do we have any recourse? Will be be able to get our money back?