What is the name of your state (only U.S. law)? IL
Not sure if this is the right area for this.
I need some advice on a situation I am in.
Awhile ago my mom went to get a title loan, and she asked me to be the cosigner, I agreed to do it because I wanted to help her, but I had no idea how much trouble this could get me in.
Whenever I went to her house I noticed I had mail there, they were parking tickets in my name (I have never even had a drivers license yet) There were a few tickets there, I decided to pay them since I knew she wouldn't, I didn't want them to pile up even more since they were in my name. I paid around 300 dollars worth in her parking tickets.
As of today she has gotten over 15,000 dollars worth of tickets and I had no idea about these tickets since they never come to my address, only hers and she never shows them to me. The notice says that if I don't pay the entire thing they are going to start garnishing my wages. Is there any way I can get out of this? Like I said, I don't even have a license, I have never driven a car in my life. The title loan person never mentioned any tickets would be in my name. Maybe it was in the contract I signed, but they didn't even give me a copy of that or anything. They put the car in my name, so this is why my name is on all the tickets.We didn't even know doing the cosigner thing would put the car in my name, until after everything was all filled out,and they gave us the new title. I feel like I was tricked by them, but I know I am mostly to blame here. I can easily prove I had nothing to do with those tickets since I have never had a drivers license, but I know the people this money is owed to doesn't care.
Is there anything I can do? Am I just going to have to pay it all myself? I'd like to talk to a lawyer, but I have a feeling that wont help me.
I would have no problem filing for bankruptcy if it would help getting away from all of this, even though it would mess up my credit (I don't even have any yet) but I have read that bankruptcy doesn't count towards tickets?
I should also mention that the title loan place is not paid off either, so it isn't like she can just take me off of the title.
The car has also been taken away by the city a few months ago, no idea where it is now.
Not sure if this is the right area for this.
I need some advice on a situation I am in.
Awhile ago my mom went to get a title loan, and she asked me to be the cosigner, I agreed to do it because I wanted to help her, but I had no idea how much trouble this could get me in.
Whenever I went to her house I noticed I had mail there, they were parking tickets in my name (I have never even had a drivers license yet) There were a few tickets there, I decided to pay them since I knew she wouldn't, I didn't want them to pile up even more since they were in my name. I paid around 300 dollars worth in her parking tickets.
As of today she has gotten over 15,000 dollars worth of tickets and I had no idea about these tickets since they never come to my address, only hers and she never shows them to me. The notice says that if I don't pay the entire thing they are going to start garnishing my wages. Is there any way I can get out of this? Like I said, I don't even have a license, I have never driven a car in my life. The title loan person never mentioned any tickets would be in my name. Maybe it was in the contract I signed, but they didn't even give me a copy of that or anything. They put the car in my name, so this is why my name is on all the tickets.We didn't even know doing the cosigner thing would put the car in my name, until after everything was all filled out,and they gave us the new title. I feel like I was tricked by them, but I know I am mostly to blame here. I can easily prove I had nothing to do with those tickets since I have never had a drivers license, but I know the people this money is owed to doesn't care.
Is there anything I can do? Am I just going to have to pay it all myself? I'd like to talk to a lawyer, but I have a feeling that wont help me.
I would have no problem filing for bankruptcy if it would help getting away from all of this, even though it would mess up my credit (I don't even have any yet) but I have read that bankruptcy doesn't count towards tickets?
I should also mention that the title loan place is not paid off either, so it isn't like she can just take me off of the title.
The car has also been taken away by the city a few months ago, no idea where it is now.
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