Last week I was hit by a man who turned into my path. I picked up a copy of the report & no ticket was issued despite clear fault on his part. He has no insurance. I have found that there are no fault states. Is TN on of these? If so, what are my options to recover the cost of fixing my car? When we asked the man what he intended to do, he laughed & said he owned nothing so we could sue if we liked. Please help.