TN parking lot accident (didn't call cops)

[kimsk112]

What is the name of your state? Tennessee

My friend was hit by a backing car in her Apartment's parking lot. Her car has some minor damage, so she tried to call her insurance.

However, a girl who drove another car said she was afraid of her insurance rate that might be increased and didn't want to let her insurance involve. She said that she would pay to fix the damage. Since she was in a hurry and live in the same apartment complex, we (I went to the scene later) decide not to call a police/insurance and let her go.

Today we call her and she said it was not totally her fault, and she wants us to share cost of fixing the damage.

Does anyone know if we will be able to get the full cost of fixing the damage from her?

We got all information from her (e.g., driver license number, insurance, license plate). However, we didn't call the cops and insurance.

Thanks in advace.

 

[racer72]

Call her insurance company and file a claim. They will investigate and make a determination of fault.

 

[moburkes]

What is the name of your state? Tennessee

My friend was hit by a backing car What is a "backing car"? Do you mean a car that was backing up?in her Apartment's parking lot. Her car has some minor damage, so she tried to call her insurance. Who was backing up? Your friend, or another driver? Were both cars moving, or was one of the vehicles parked?

However, a girl who drove another car what does this person have to do with the accident?said she was afraid of her insurance rate that might be increased and didn't want to let her insurance involve. She said that she would pay to fix the damage. Since she was in a hurry and live in the same apartment complex, we (I went to the scene later) decide not to call a police/insurance and let her go.

Today we call her and she said it was not totally her fault, and she wants us to share cost of fixing the damage.

Does anyone know if we will be able to get the full cost of fixing the damage from her?

We got all information from her (e.g., driver license number, insurance, license plate). However, we didn't call the cops and insurance.

Thanks in advace.

Make this more clear. I can't tell the difference between person A, B, and C.

 

[kimsk112]

Thanks for your advice, racer72. I will let my friend know.

For moburkes, I am sorry for the confusion. I will add the person A, B, C per your suggestion.

person A: my friend
person B: the girl who backed up the car and hit my friend's car

My friend was hit by a backing car

What is a "backing car"? Do you mean a car that was backing up?in her Apartment's parking lot. Her car has some minor damage, so she tried to call her insurance. Who was backing up? Your friend, or another driver? Were both cars moving, or was one of the vehicles parked?

Both cars were moving. The person B was backing up her car from the parking lot. My friend (person A) was driving. The person B's car's rear hit the front of my friend's car.

 

[moburkes]

Thanks for your advice, racer72. I will let my friend know.

For moburkes, I am sorry for the confusion. I will add the person A, B, C per your suggestion.

person A: my friend
person B: the girl who backed up the car and hit my friend's car




Both cars were moving. The person B was backing up her car from the parking lot. My friend (person A) was driving. The person B's car's rear hit the front of my friend's car.

Okay. If your friend was driving straight down an aisle, and the other person was backing out of her space, then the person backing out is usually determined to be at fault. In this case, then, yes, your friend will be able to recover $ to have her vehicle repaired, up to the limits of the policy.

In any accident, its usually wise to call the insurance company.

 

[kimsk112]

Thanks for the reply, moburkes. My common sense also tell me that.

But after I read the Michigan Parking lot accident thread that mentions that parking lot accident is considered no fault under Michigan state law, I am afraid that the TN law will be the same too. Do you know if this is not the case in TN?

Thanks in advance.

 

[moburkes]

Thanks for the reply, moburkes. My common sense also tell me that.

But after I read the Michigan Parking lot accident thread that mentions that parking lot accident is considered no fault under Michigan state law, I am afraid that the TN law will be the same too. Do you know if this is not the case in TN?

Thanks in advance.

From what I can determine, TN is NOT a no-fault state like MI. Therefore, the claims are handled differently. So, in TN, the at-fault party is responsible for all of the damages.