W
whereditallgo
Guest
I live in Southern California and I've let my credit cards get the better of me. I am seriously considering filing for Chapter 7 to get a "fresh start". I spoke with an attorney and he mentioned fraud to me and then all kinds of red lights went off. He said I should be cool just as long as I don't use any of my cards for 60 days. Is this right? Only 60 days? I was wondering if maybe I should let the cards cool off a little longer than that, even though I'm not paying any of the other outstanding balances except for the one that I'm currently living on. He's also charging me over $800, which includes court appearnces on my behalf if needed. Man, the reason I'm filing for bankruptcy is because I can't afford to pay large bills. Does this fee sound reasonable or do you know of any other lawyers who are cheaper and just as competent? Thanks for your help. Fred