vanessa333
Junior Member
What is the name of your state (only U.S. law)? Illinois
My ex boyfriend owes me $8,000. We both live in Illinois, I live in Dupage county, he lives in Cook county. I don’t know how to collect on this debt -
Between 2004 and 2007 I borrowed him $9,500 total. We broke up in 2007. He paid me $350 total in 2008. At the beginning of 2009 he signed a document which states that he owes me $9,150, and it is not a gift but personal loan which must be paid back in full. We signed the agreement in front of a public notary, I still have a copy. We also unofficially agreed that he will pay me $200 per month, or more if he gets a better paying job (at the time he just came out of jail where he served 6 months for DUI and driving with a fake license).
In 2009 he made 6 payments of $200 each, as of today he owes me $8K.
Right now he hasn’t paid me for the past 2 months, I called him numerous times and he didn’t pick up, finally today he told me that he will start paying me again “as soon as he gets a job”. He is 36 years old and lives with his 70yr old parents. He doesn’t own a house, I don’t think he has any bank accounts or savings (he sends me money via Western Union) and he doesn’t have steady or official employment. I know once in a while he gets construction side jobs which are off the books, paid in cash or via personal check from the home owner. He owns expensive designer clothes, and maybe a car, I’m not sure. I don’t think he files taxes.
I’m sick of having to wait and BEG for my money, meanwhile there are months where he flat out doesn’t work, he just spent the last 2 months at a kayaking training camp in Colorado (which is why he didn’t pay me for 2 months), he goes to the gym, dates girlfriends, and goes out to bars and clubs, I know this from mutual friends. He has over 15 years of experience in construction and if he wanted to work, he could make at least $100 per day.
I’m considering filing in Small Claims Court, or hiring an attorney, maybe this will scare him into paying up, but when I win the case, how do I actually collect on the $8K, since he doesn’t have an official job, and doesn’t own anything? I’m worried that after I win the lawsuit nothing will change, meaning he won't be legally forced to pay me, but instead, out of anger he will stop paying me even the $200 that he (sometimes) pays.
Also, I’m still holding 2 personal checks from Wells Fargo that he gave me, $1800 dated Oct 2006, and $600 dated March 2007. I didn’t cash them right away because each time he told me he’ll put the money in his account “tomorrow”, then something came up and the account was empty so I didn’t cash the empty checks. I think these accounts are closed by now. Someone once told me that I should’ve attempted to cash the checks to further build my case against him (that he’s issuing rubber checks) but I think right now I can’t even attempt to deposit these checks because they are too old.
Please offer advice on how to handle this situation, I don’t want to deal with this loser any more, thank you.
My ex boyfriend owes me $8,000. We both live in Illinois, I live in Dupage county, he lives in Cook county. I don’t know how to collect on this debt -
Between 2004 and 2007 I borrowed him $9,500 total. We broke up in 2007. He paid me $350 total in 2008. At the beginning of 2009 he signed a document which states that he owes me $9,150, and it is not a gift but personal loan which must be paid back in full. We signed the agreement in front of a public notary, I still have a copy. We also unofficially agreed that he will pay me $200 per month, or more if he gets a better paying job (at the time he just came out of jail where he served 6 months for DUI and driving with a fake license).
In 2009 he made 6 payments of $200 each, as of today he owes me $8K.
Right now he hasn’t paid me for the past 2 months, I called him numerous times and he didn’t pick up, finally today he told me that he will start paying me again “as soon as he gets a job”. He is 36 years old and lives with his 70yr old parents. He doesn’t own a house, I don’t think he has any bank accounts or savings (he sends me money via Western Union) and he doesn’t have steady or official employment. I know once in a while he gets construction side jobs which are off the books, paid in cash or via personal check from the home owner. He owns expensive designer clothes, and maybe a car, I’m not sure. I don’t think he files taxes.
I’m sick of having to wait and BEG for my money, meanwhile there are months where he flat out doesn’t work, he just spent the last 2 months at a kayaking training camp in Colorado (which is why he didn’t pay me for 2 months), he goes to the gym, dates girlfriends, and goes out to bars and clubs, I know this from mutual friends. He has over 15 years of experience in construction and if he wanted to work, he could make at least $100 per day.
I’m considering filing in Small Claims Court, or hiring an attorney, maybe this will scare him into paying up, but when I win the case, how do I actually collect on the $8K, since he doesn’t have an official job, and doesn’t own anything? I’m worried that after I win the lawsuit nothing will change, meaning he won't be legally forced to pay me, but instead, out of anger he will stop paying me even the $200 that he (sometimes) pays.
Also, I’m still holding 2 personal checks from Wells Fargo that he gave me, $1800 dated Oct 2006, and $600 dated March 2007. I didn’t cash them right away because each time he told me he’ll put the money in his account “tomorrow”, then something came up and the account was empty so I didn’t cash the empty checks. I think these accounts are closed by now. Someone once told me that I should’ve attempted to cash the checks to further build my case against him (that he’s issuing rubber checks) but I think right now I can’t even attempt to deposit these checks because they are too old.
Please offer advice on how to handle this situation, I don’t want to deal with this loser any more, thank you.