Help! I am so frustrated. I lease my van for $384.00 a month. I have had the lease for three years and I have two more years to go. However, I want to change the lease into a buy now. I dont really want to wait until the end of the term. How come there is no banks that want to do this for me? I have figured it out and if I change the loan into a buy now my payments will remain the same its just like extending my term so that at the end of the term the vehicle would be mine. That is all I want to do. The banks can see that I am making the payment now so its not like I am asking for more credit. WHY AM I HAVING A HARD TIME DOING THIS? I dont see what the big deal is because the only change would be extending the term so that I can own it at the end. Any help or advice? Thanks.