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Unauthorized charges from a closed account

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preachgirl_tash

Junior Member
What is the name of your state? Michigan

I received a closure notice from Efax.com saying that my account would automatically close in two weeks if they could not obtain payment from my bank account. At the time, I didn't have any money to give them (you can't squeeze blood from a turnip) so I resigned myself to the fact that my Efax account would be closing. That was in November. Recently, I checked my bank statements and saw that Efax charged me in January, February, and March. I contacted them and they said that they continued to attempt to charge my account through November and December until January (when I finally got some money) and that they lifted the suspension once they got my money. I did not receive any notification that the suspension was lifted. To my knowledge, the account was still closed because in the notice I received, it said the account would automatically close. Is the company allowed to continue to charge an account even after they tell the consumer that the account is closing?
 


JETX

Senior Member
preachgirl_tash said:
Is the company allowed to continue to charge an account even after they tell the consumer that the account is closing?
Yep. Until such time as you formally agree (in writing) or they actually accept your notice to cancel, they can continue to provide services. Read the agreement.
 

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