My wife has used my personal info. to obtain credit cards. These cards were unknown to me untill they got out of hand for her and a large debt is now in my name. They were not sent to my address and the credit card companies said I was not responsible since they were not known to me and did not come to my address. Please tell me, will my wife be prosecuted for credit card fraud or will she alone be responsible for the bal. owed.? Will these debts still be on my credit report? I live in Tennessee.