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unauthorized credit cards

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My estranged wife used my personal info. unauthorized to obtain credit cards and now the balances are on my credit report. One is delinquet. Before I found out a debt collecter called me and told me about the delinquet one and scared me into sending money to buy me time to investigate it. I read that was a mistake beause even though I am suppose to be relieved of the responsibility of this debt it will still stay on my credit report. What does anyone know about that or getting debts you are not responsible for off your credit report? Also, on the report my address has changed three times and I have been at the same address all my adult years and I am 46 now. Care to comment on that. I live in TN. I am a disabled man and my disability was used to defraud me. Any known laws about that?

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