Unauthorized drug test = privacy invasion?

[hhenke]

Living in NJ, applying for term life insurance in NY:

I recently applied for an insurance and was told blood would be tested. I explicitly requested to be informed BEFORE about ALL information taken from my blood, and was supplied with an information sheet. I just received the results of my test and was surprised to find that I was tested for cocaine use (result: negative). The test had not been stated on the requested information sheet that was supplied to me. I have a major problem with this, but need to know if I have legal recourse (invasion of privacy issue?).

All help appreciated.

Sincerely,
H.W. Henke, Ph.D.

 

[familygg]

Ask the NY Insurance Department, BUT of course insurance companies who take bllod look for more than blood type and LDL/HDL and they test for cocaine as it is a MAJOR risk factor, and I am surprised anyone would not know that. That's not an invasion of privacy, just essential underwriting.