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Unperfected Secured Debt

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my state is michigan. if a security agreement was not filed, i think the term is it is nonperfected, is it still valid? my husband lend me $100K and we did all the paperwork but did not file. does his $100K have a security interest above unsecured creditors? i have posted three difficult questions. we live in a remote area in michigan and i cannot find an attorney that is sophisticated enough to answer these questions. i usually take them internet answers i obtained. i would be more than glad to pay for research if i can just have this and the other two questions answered with documentation, as long as i have a previous idea as to what the charges would be. it's not the fees it's the validity of the research i want: i just want good answers. thank you (and yes, this third post is the end of my inquiries. i hope i can get the log on to see the answers!!!!)

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