Upset Over A Lien

[CINEMA]

What is the name of your state? NEW YORK

HI: BEEN LIVING IN MY CONDO FOR 7 YRS.......... IN PROCESS OF REFINANCING..........WAS TOLD BY MY LAWYER THAT PREVIOUS OWNER HAD 2 LIENS ON THIS HOME.......... WE'RE KIND OF IN DOUBT BEING THAT MY BANK IS PRETTY THOROUGH........ LAWYER THINKS THIS MIGHT BE A MISTAKE......... CAN I GET ANY CONCRETE ADVICE FROM ANYONE ON THIS SITE WHETHER OR NOT THIS LIEN PROB WILL PREVENT ME FROM GETTING MY HOME REFINANCED.......... APPRECIATE ANY INTELLIGENT RESPONSE........... THANX

 

[FarmerJ]

If your not aware that in internet format all cap letters is considered shouting/yelling now you are . Unless your told by some one in advance to use caps because of anothers vision problems. all caps typing is considered rude . Didnt you see this part of the top of page ???? >>>>>>>>>>>>>>>>U.S. LAW ONLY - PLEASE INCLUDE YOUR STATE BECAUSE LAWS VARY FROM STATE TO STATE.
PLEASE BE CIVIL, BRIEF, AND TO THE POINT. Please type in lower case letters.****

 

[HomeGuru]

What is the name of your state? NEW YORK

HI: BEEN LIVING IN MY CONDO FOR 7 YRS.......... IN PROCESS OF REFINANCING..........WAS TOLD BY MY LAWYER THAT PREVIOUS OWNER HAD 2 LIENS ON THIS HOME.......... WE'RE KIND OF IN DOUBT BEING THAT MY BANK IS PRETTY THOROUGH........ LAWYER THINKS THIS MIGHT BE A MISTAKE......... CAN I GET ANY CONCRETE ADVICE FROM ANYONE ON THIS SITE WHETHER OR NOT THIS LIEN PROB WILL PREVENT ME FROM GETTING MY HOME REFINANCED.......... APPRECIATE ANY INTELLIGENT RESPONSE........... THANX

**A: upset over the bad manners.

 

[CINEMA]

Re: Re: Upset Over A Lien

**A: upset over the bad manners.

now that i've switched to lower case can either u,home guru, or farmer j give me an answer that was supposed to be suited to my ques? give me a break guys, i am a new member after all, i did/nt sign on to this site to get stressed......... & farmer j, if u noticed i "did" put the state i was located in & i was very c i v i l ............

 

[I AM ALWAYS LIABLE]

My response:

You see, that was your que to rewrite your post like the way I'm writing. New or not, there's no excuse for not reading the easy instructions in BIG red words.

I'm not going to read your post to give you an answer until it's done pursuant to the easy-to-understand instructions.

Also, use whole words. It's really difficult, sometimes, to understand someone's abbreviations. I don't like learning new languages.

IAAL

 

[HomeGuru]

Language: Ewok?

 

[RandyL712]

What is the name of your state? NEW YORK

HI: BEEN LIVING IN MY CONDO FOR 7 YRS.......... IN PROCESS OF REFINANCING..........WAS TOLD BY MY LAWYER THAT PREVIOUS OWNER HAD 2 LIENS ON THIS HOME.......... WE'RE KIND OF IN DOUBT BEING THAT MY BANK IS PRETTY THOROUGH........ LAWYER THINKS THIS MIGHT BE A MISTAKE......... CAN I GET ANY CONCRETE ADVICE FROM ANYONE ON THIS SITE WHETHER OR NOT THIS LIEN PROB WILL PREVENT ME FROM GETTING MY HOME REFINANCED.......... APPRECIATE ANY INTELLIGENT RESPONSE........... THANX

Previous owner? Didn't you get title insurance when purchasing the home? If it didn't show up then, but does now, and was in fact around during the insurance policy, file a claim with them.

 

[HomeGuru]

Writer, what is the status of the 2 liens?

 

[realtorinsa]

Did you use a title company and get a title policy? If you did, (and you should always, even if fyou pay cash) they should have found it and so should be responsible for anything that they didn't exclude, and if you got a loan, that probably wouldn't have passed muster
I am a Realtor in Texas, not a lawyer, but I believe this to be true everywhere?

 

[HomeGuru]

Where's writer?

 

[RandyL712]

Who is writer?

 

[HomeGuru]

The thread writer, in this case CINEMA.

 

[RandyL712]

"writer" seems an odd way to reference CINEMA If you're looking for a generic term to reference the thread starter, perhaps "Thread Starter" or "Original Poster", or ... "CINEMA"

 

[HomeGuru]

"writer" seems an odd way to reference CINEMA

**A: well, what if the responder is an odd person?
*********
If you're looking for a generic term to reference the thread starter, perhaps "Thread Starter" or "Original Poster", or ... "CINEMA"

**A: ok, I'll take your suggestion under advisement.

Ok, I decided that the word writer is faster to type. Therefore, I'll stick to that.

signed,
Responder