Usage of bank accounts

[julienne]

I don't know which board to post this question on. I hope someone here can help. My friend's wife noticed charges from her bank account that weren't hers--we found that they were auto withdrawals to a porno site on the internet. The email address was my friend's 13 year old daughter, name on the account was her 13 yr old friend, another name on the account was the friend's father. Address was fake. Phone number was friend's father. No help locally from the legal system--can someone please tell me how we can find out exactly who is responsible for stealing these numbers, and how to prosecute for this? My friend is prepared that his daughter is probably involved, but we need answers as to what extent, etc. Any ideas on how to begin?

 

[I AM ALWAYS LIABLE]

<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:</font><HR>Originally posted by julienne:
I don't know which board to post this question on. I hope someone here can help. My friend's wife noticed charges from her bank account that weren't hers--we found that they were auto withdrawals to a porno site on the internet. The email address was my friend's 13 year old daughter, name on the account was her 13 yr old friend, another name on the account was the friend's father. Address was fake. Phone number was friend's father. No help locally from the legal system--can someone please tell me how we can find out exactly who is responsible for stealing these numbers, and how to prosecute for this? My friend is prepared that his daughter is probably involved, but we need answers as to what extent, etc. Any ideas on how to begin?<HR></BLOCKQUOTE>

My response:

I want you to sit back, relax, and light up a cigarette, because good 'ol IAAL is here to make your life just a little bit easier.

You won't have to do hardly anything. All you need to do is look at the back of one of your credit card or ATM statements. There, you'll see words to the effect: "If you dispute a charge on your Statement." These are your instructions to have fraudulent charged removed from your billing. Follow the instructions. At the very most, under Federal law, you may be held liable for $50.00. The rest will be taken off, and the CC company will begin it's own investigation, and bring criminal charges if it's warranted. When the CC company completes its investigation, and finds evidence of the fraud, and the culpret, you can take that person to Small Claims Court for the $50.00, plus filing fees and costs.

See? Real simple.

IAAL

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By reading the “Response” to your question or comment, you agree that: The opinions expressed herein by "I AM ALWAYS LIABLE" are designed to provide educational information only and are not intended to, nor do they, offer legal advice. Opinions expressed to you in this site are not intended to, nor does it, create an attorney-client relationship, nor does it constitute legal advice to any person reviewing such information. No electronic communication with "I AM ALWAYS LIABLE," on its own, will generate an attorney-client relationship, nor will it be considered an attorney-client privileged communication. You further agree that you will obtain your own attorney's advice and counsel for your questions responded to herein by "I AM ALWAYS LIABLE."



[This message has been edited by I AM ALWAYS LIABLE (edited May 06, 2000).]

 

[julienne]

<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:</font><HR>Originally posted by I AM ALWAYS LIABLE:
My response:

I want you to sit back, relax, and light up a cigarette, because good 'ol IAAL is here to make your life just a little bit easier.

You won't have to do hardly anything. All you need to do is look at the back of one of your credit card or ATM statements. There, you'll see words to the effect: "If you dispute a charge on your Statement." These are your instructions to have fraudulent charged removed from your billing. Follow the instructions. At the very most, under Federal law, you may be held liable for $50.00. The rest will be taken off, and the CC company will begin it's own investigation, and bring criminal charges if it's warranted. When the CC company completes its investigation, and finds evidence of the fraud, and the culpret, you can take that person to Small Claims Court for the $50.00, plus filing fees and costs.

See? Real simple.

IAAL

<HR></BLOCKQUOTE>

 

[julienne]

oops--hit the wrong button!!
Thing is, this is beyond the money--the company that had been taking from the bank account agreed to refund what was extracted. The issue is that the person responsible, be it his daughter, the friend, the friend's father, the wife, whoever, must be held accountable. And asking questions just brings denial. The bank isn't going to do anything, it's all up to us...and no attorney locally is interested.

 

[I AM ALWAYS LIABLE]

<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:</font><HR>Originally posted by julienne:
oops--hit the wrong button!!
Thing is, this is beyond the money--the company that had been taking from the bank account agreed to refund what was extracted. The issue is that the person responsible, be it his daughter, the friend, the friend's father, the wife, whoever, must be held accountable. And asking questions just brings denial. The bank isn't going to do anything, it's all up to us...and no attorney locally is interested.

<HR></BLOCKQUOTE>

My further response:

I presume you have filed a criminal report? Then, it would be up to the local prosecutor's office to prefer charges; not up to you. As long as you've been made, or will be made, whole, then there's nothing you can do on your own, in the absence of a "Private Attorney General" statute on the subject. However, have you thought about Molotov Cocktails?

IAAL

------------------
By reading the “Response” to your question or comment, you agree that: The opinions expressed herein by "I AM ALWAYS LIABLE" are designed to provide educational information only and are not intended to, nor do they, offer legal advice. Opinions expressed to you in this site are not intended to, nor does it, create an attorney-client relationship, nor does it constitute legal advice to any person reviewing such information. No electronic communication with "I AM ALWAYS LIABLE," on its own, will generate an attorney-client relationship, nor will it be considered an attorney-client privileged communication. You further agree that you will obtain your own attorney's advice and counsel for your questions responded to herein by "I AM ALWAYS LIABLE."



[This message has been edited by I AM ALWAYS LIABLE (edited May 06, 2000).]