. Vechice listed as being in an accident that never occured.

[remowest]

I am the owner of a vehicle which is listed by a company, that does vehicle history reports, similar to what "Car Fax" does. My vehicle is listed as being involved in a collision that never occurred. I have owned this vehicle since it was brand new, and I am the only individual to drive it. My vehicle has never been involved in any collision, nor has it ever been serviced or repaired for any airbag deployment, impact or collision damage. I have contacted this company that issued the report, as has my insurance company. The "report" stems from an inaccurate police report, that can not be corrected within the police agency, as the responding officer has no memory of the accident.

My insurance company has provided ample information that shows the "accident report" they are getting their information from is incorrect. However, the reporting company is basically choosing to ignore the documentation sent by the insurance company, that shows another vehicle insured by them was involved in the accident in question, and not my vehicle. Yet they are refusing acknowledged the provided documentation and are taking no steps to correct their vehicle report that states my vehicle as being in that accident.

I need this inaccurate information expunged, what recourse do I have?


M. Wolford

Michigan

 

[justalayman]

how are you injured by the report?

 

[remowest]

how are you injured by the report?

I'm looking to sell the vehicle and due to the inaccurate information published by this reporting agency local car dealers are offering me $2000 less for my vehicle. In fact, the sales manager I spoke with said I must have this information removed, or I will not get what my vehicle is worth, even thou he felt the vehicle was not in an accident.

 

[OHRoadwarrior]

Selling the vehicle to a private buyer should allow you to get its true value. Dealers low ball trade ins.

 

[remowest]

Selling the vehicle to a private buyer should allow you to get its true value. Dealers low ball trade ins.

I realize that. ..The point is I need the inaccurate information expunged.

 

[justalayman]

I cannot find any support for this but what it is, in essence, is slander of title. That is typically an action involving real estate but it would be essentially the same underlying claim.

whether it is a viable action or not I cannot really say but it's all I can come up with that might help.

 

[Number21]

Selling the vehicle to a private buyer should allow you to get its true value. Dealers low ball trade ins.

Ugh. This is just like the other thread, and you still have no idea what you are talking about.

If your car is incorrectly listed as having been in an accident, then the value has diminished. It doesn't matter who is buying it. It doesn't matter if the car isn't even for sale, the value as it sits is less. That is not OK if the car never actually was in an accident. What to do about it, I'm not sure, but your answer is worthless.

A private party will look up the accident just the same as anybody else, and pay less because of it. (Or simply choose to buy a different car)

To the OP, who is the company listing your car as having been in an accident? You may have to sue them.

 

[remowest]

So it would appear litigation is my only recourse at this point. It seems to me, I would start with a certified letter from an attorney. Then, reiterating all the information/documentation I have sent to the reporting agency thus far. And give them something like 30 days to correct their report. I would be suing for them to correct their report and for attorney fees.

I'm assuming this would be the "process" ?


What do some of you guys that actually know how these processes work think?

 

[Zigner]

What company are we talking about?

 

[justalayman]

So it would appear litigation is my only recourse at this point. It seems to me, I would start with a certified letter from an attorney. Then, reiterating all the information/documentation I have sent to the reporting agency thus far. And give them something like 30 days to correct their report. I would be suing for them to correct their report and for attorney fees.

I'm assuming this would be the "process" ?


What do some of you guys that actually know how these processes work think?

what makes you think attorney's fees are recoverable? In most situations, they aren't. They are simply a cost of enforcing your rights.

 

[remowest]

what makes you think attorney's fees are recoverable? In most situations, they aren't. They are simply a cost of enforcing your rights.

It was suggested to me, If litigation is sought.

 

[remowest]

What company are we talking about?

I prefer not to name the company at this time, but they do vehicle history reports...similar to what "Car Fax" does...

 

[Zigner]

I prefer not to name the company at this time, but they do vehicle history reports...similar to what "Car Fax" does...

How would you expect us to assist if we don't know what company it is?

ETA: For example, if this WERE Carfax, then you could go to the following page for information on how to request a correction:
http://support.carfax.com/articles/Question_and_Answer/How-can-I-fix-information-on-the-CARFAX-Vehicle-History-Report/?l=en_US&fs=Search&pn=1

 

[Number21]

Actually, you have no clue. That said, it is open forum you are free to believe all private used car buyers run around with a car check subscription, afraid they will buy a car with a bumper that has been changed and only offer dealer trade in pricing.

Again, you're still delusional. You're simply giving bad advice. It doesn't matter if the buyer wants to check the car out or not. The fact that they can, and they MIGHT find something that will cause a loss is enough. And yes, private buyers do that ALL THE TIME! Clearly you've never tried to sell a car. For that matter if this guy wants to sell his car he legally needs to disclose the fact that there is an erroneous accident report on file, even if somebody doesn't find it! It lowers the value to the next buyer as well, regardless of what they actually paid.

OP - Just ignore this guy.

 

[Zigner]

Again, you're still delusional. You're simply giving bad advice. It doesn't matter if the buyer wants to check the car out or not. The fact that they can, and they MIGHT find something that will cause a loss is enough. And yes, private buyers do that ALL THE TIME! Clearly you've never tried to sell a car. For that matter if this guy wants to sell his car he legally needs to disclose the fact that there is an erroneous accident report on file, even if somebody doesn't find it! It lowers the value to the next buyer as well, regardless of what they actually paid.

OP - Just ignore this guy.

Until that happens, there is no loss.