Vehicle repossession

[bugzy3646]

Ok so let me ask this. I live in Louisiana and I wanted to buy a car. I found someone that was willing to all me the car. I put a down payment and then pay the rest by dividing the payments into every two weeks. But they did not want to keep the car in their name. I told them I can't afford to pay the title and registration fee so I will back out. They said they will tell the notary they are just giving it to me. We went to the notary and his name wasn't even on the title it went from the auctioner straight to me. Then that night we signed an agreement stating if I do not pay then they will take the car. When I left I realized they screwed me. I thought they would so I didn't even sign my signature..are they even legally able to repossess the vehicle if it's not in their name at all and never have been?

 

[adjusterjack]

The car is titled in your name now?

If yes, then any repo rights depend on the EXACT terms and conditions of the contract that you signed.

If the contract gives them a right of repossession if you don't pay, then they have that right.

Quote the entire contract word for word.

 

[Zigner]

Quote the entire contract word for word.

No, the OP shouldn't quote the entire contract, word-for-word. Contract review of that nature is beyond the scope of this forum. The OP would be better served by contacting a local attorney for that sort of assistance.

 

[LdiJ]

No, the OP shouldn't quote the entire contract, word-for-word. Contract review of that nature is beyond the scope of this forum. The OP would be better served by contacting a local attorney for that sort of assistance.

While I tend to agree with you, I don't think its your call whether or not adjusterjack gives advice to a poster in this scenario...or my call either.

 

[quincy]

While I tend to agree with you, I don't think its your call whether or not adjusterjack gives advice to a poster in this scenario...or my call either.

Offering advice is fine.

Having a poster post a contract for personal review and a personal analysis of the terms of the contract is the practice of law and falls outside the scope of this forum, even for the attorney members of this forum (of which adjusterjack is not one).

Quoting the contract "word for word" would result in the post getting reported.

I agree with Zigner. The contract should not be posted to the forum. If a personal review of the contract is needed, an attorney in bugzy's jurisdiction needs to be consulted.