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victim being treated like bad guy

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My husband was in a head on collision almost 3 yrs ago. The other driver was on drugs and thought that he was doing a video game. My husband had to be cut out of his company van. He ended up out of work for a year and having back surgery. Workmen's comp didn't start until almost 4 months after the accident which put a strain on us to make the monthly bills. His office secretary turned in the form for disability but marked it that he was terminated and not on workmen's comp. As you can see it's a nightmare. We had all of our insurance (life and health) canceled after 24 years and had to fight to get it back. We still do not have the life insurance back and they wouldn't give him his long term disability because he had to re-apply and now is considered as having a pre-existing condition with his back. We have had so many problems getting the lawyer to respond to us. They sent my husband to the workmen's comp doctor and to the company doctor and today they went to court. They said that he is 15% disabled from the accident. This is a joke. The poor guy has problems getting out of a chair and lives on over the counter medication aleve. He also has leg problems. During all of this we fell behind in all our bills to the point that I had to call the creditors and ask for help. They refered us to a credit counseling service. We have been on the up and up for 2 years trying to dig out of the hole that this accident caused us. Our car is 13 years old, with 226,000 miles on it and on it's last leg and we can't buy another one because of the marks on our credit report during this nightmare 3 years ago. We make decent money (which we are trying to pay off the debt we had) and live in a nice house but everything else is falling apart. After all this can my husband change lawyers if he has not signed anything accepting the settlement offered? We are so frustrated over everything that we have been through and lost because of some drug addict and a lawyer who didn't give a hoot. They even sent us a letter once telling us how sorry they were about our daughter's accident. I sent it back and told them to get the case's straight. What can we do?


The Legal Shoppe


Was your husband at fault in this accident? If not, he probably has a claim against the other driver's insurance company.

Was your husband driving a company vehicle? If so, there might be coverage for uninsured or underinsured motorist benefits under the business auto coverage of the employer.

Did your husband have auto coverage at the time? If so, that policy might provide coverage for uninsured or underinsured motorist benefits.

You need to discuss these matters with your attorney. If the attorney does not respond to your satisfaction, seek assistance from another attorney.

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