What is the name of your state? Illinois
My garage door was hit and damages came to 1900.00 (door,opener,board-up and 2 personal items inside) I get all estimates,receipts and now his insurance only wants to give under1500.00. My agent says take it and don't make claim under my policy because I will be out my 1000.00 deductible. A couple of lawyers told me to file claim. Who is right will I be hurt because of what someone else did to me? I have already paid for everything out of pocket because I had already gone without a door and vehicle stuck in garage for 3 weeks. They just continually change their story. The person that hit my door was a scavenger picking up an old fridge and has no money I'm sure. Although he did have auto insurance not that that makes a difference. Thank you for any truthful information.
My garage door was hit and damages came to 1900.00 (door,opener,board-up and 2 personal items inside) I get all estimates,receipts and now his insurance only wants to give under1500.00. My agent says take it and don't make claim under my policy because I will be out my 1000.00 deductible. A couple of lawyers told me to file claim. Who is right will I be hurt because of what someone else did to me? I have already paid for everything out of pocket because I had already gone without a door and vehicle stuck in garage for 3 weeks. They just continually change their story. The person that hit my door was a scavenger picking up an old fridge and has no money I'm sure. Although he did have auto insurance not that that makes a difference. Thank you for any truthful information.
