Vision insurance canceled upon termination date, but my last checks still took out the premium

[torisfall]

Georgia
Vision insurance canceled upon termination date, but my last checks still took out the premium.
shouldn't I be allowed to use the coverage until the premium is used?

 

[cbg]

You're assuming that when the premium is deducted, it's rolling forward for the pay period still to come. That is not always the case - in fact, it is rarely the case. Far, far, far more often when the premium is deducted it is for coverage in the same pay period that the check is for. You are not paying for the coverage in advance; you are paying for it as you go.

If that is the case, and it very likely is, then you are able to use the coverage until the premium is used. It's just that it's not being used beyond the last date of employment.

 

[adjusterjack]

Vision insurance canceled upon termination date, but my last checks still took out the premium.

Right. Your last deduction paid for the coverage for the pay period ending with that paycheck.

 

[PayrollHRGuy]

Right. Your last deduction paid for the coverage for the pay period ending with that paycheck.

Or further back than that. It would not be unheard of for an employer to have started deductions late.