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Voluntary car repo

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R

rmichaelm

Guest
Pennsylvania

I got in a situation where I bought a car, financed it through the bank, and owed a LOT more than it was worth.
I just got a van, and the guy I bought it from said that I can do a voluntary repo. Which I set up.
The bank I financed through said that it would affect my credit (which I understood), but that after they sold the car at auction I would still owe what was left that they hadn't made up.
Can they collect this money-when it is a repo (though voluntary)?
 



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