Wage garnish when owing IRS?

[maxpi]

Hello from California... I just did my taxes. I not only cannot pay the credit cards but I am going to have to schedule payments with the IRS. I am wondering if the fact that I am making payments to the IRS would interfere with a creditors ability to get a wage garnishment against me?

Max

 

[TigerD]

Hello from California... I just did my taxes. I not only cannot pay the credit cards but I am going to have to schedule payments with the IRS. I am wondering if the fact that I am making payments to the IRS would interfere with a creditors ability to get a wage garnishment against me?

Max

.... Nope. ....

 

[Kanchazi]

DC could you explain Nope

 

[Chien]

If I may - why would voluntary payments to the IRS impact the rights of judgment creditors?

 

[maxpi]

If I may - why would voluntary payments to the IRS impact the rights of judgment creditors?

I have a friend that went chapter 13, the judge simply made him pay the IRS and wiped off the credit card debt. I thought it might work like that in a judgement case.

 

[Chien]

OP -
1. You don't mention a bankruptcy in your own case.

2. You don't tell us whether there was an IRS lien (which would not be subject to discharge) in the BK case.

3. We know nothing of the asset status or the reorganization plan in the BK case.

4. We don't know if the BK judge ordered the IRS paid and then had to convert the Ch. 13 to a Ch. 7, because there was no feasible plan.

5. You don't tell us whether the credit card debt had gone to judgment (implied by the garnishment question) in the BK case.

If your situation is exactly the same as your friend's, give us all the information about your case, and the answer may change. For the facts that you posted and the question asked, you were given the correct answer.