<BLOCKQUOTE><font size="1" face=" Arial, Verdana, Helvetica">quote:</font><HR>Originally posted by ling:
I am having my house painted by someone with no insurance. If I have the person sign a waiver will that cover me in case of an accident? Where can I get a copy of a waiver that I could use?<HR></BLOCKQUOTE>
My response:
You cannot waive being responsible for injuries that fall under the Worker's Compensation laws. It is against Public Policy to attempt a waiver and is unenforceable in the event of injury. That is because, but for working on your home, the painter would not have been injured and, therefore, such injury shall not become a burden on the taxpayer; e.g., if an injury occurs, a taxpayer supported hospital should not have to bear the burden of the medical care.
However, most, if not all, homeowner's insurance policies cover for Worker's Compensation. Before any work begins, contact you insurance agent to see if that coverage is automatically included in your policy. If not, add it.
IAAL
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