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Water Damage in Loft Unit

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ChitownGrl

Junior Member
What is the name of your state? Illinois

Friends of mine experienced water damage in their loft unit this morning. They were told the tenant in the 4th floor unit (3 units above them) experienced an issue with his dishwasher and caused the issue. They were then told the Building's Association insurance is not held responsible for damage caused by a dishwasher.

All units immediately below the 4th unit were affected, unfortunately, my friends' unit appears to have been hit the hardest. Due to the extent of the damage, it is hard to believe this was not caused by a bursted water pipe, which apparently would be covered by the association's policy. They have taken pictures to document the damage, but is there any course of action they can take to counter the association's claims that this was caused by an appliance and not a bursted pipe? Does this matter? They do have homeowner's insurance.
 


HomeGuru

Senior Member
ChitownGrl said:
What is the name of your state? Illinois

Friends of mine experienced water damage in their loft unit this morning. They were told the tenant in the 4th floor unit (3 units above them) experienced an issue with his dishwasher and caused the issue. They were then told the Building's Association insurance is not held responsible for damage caused by a dishwasher.

All units immediately below the 4th unit were affected, unfortunately, my friends' unit appears to have been hit the hardest. Due to the extent of the damage, it is hard to believe this was not caused by a bursted water pipe, which apparently would be covered by the association's policy. They have taken pictures to document the damage, but is there any course of action they can take to counter the association's claims that this was caused by an appliance and not a bursted pipe? Does this matter? They do have homeowner's insurance.

**A: they should be talking to their insurance agent.
 

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