I am desperately needing some help. It is a real long story but to sum it up I was signed up with this Magazine Company that sent me magazines monthly, they did alot of crappy things to me so I wanted to cancel & they would not let me--so I mailed the magazines back, etc. ANyway, they have turned me over to collections saying I owe $230.00. I wrote back saying I would not pay this, now they are asking me to pay $115.00. I do not feel I should pay these people a dime, what kind of rights do I have & how far will the Collection agency go?