CA
we temp shutdown our bar after a fire, and our insurance is up for renewal renewal. the renewal is during a fire claim and I am asked to buy new insurance which is the same as the insurance coverage prior to the fire.
what do I really need? I heard we dont need business income and barely any property. what about general liability? liquor lialbity is very pricy and we won't be operating for a while.
GENERAL LIABILITY -
General Aggregate $
Each Occurrence $
Products & Completed Operations $
Personal & Advertising Injury $
Damage to Premises Rented to You $
Medical Expense
Liquor Liability - Each Claim/Aggregate Limit
$ Assault & Battery Liability
$ Deductible $
PROPERTY -
Business Personal Property - Theft Excluded $
Business Income $
Tenant Glass $
Deductible
we temp shutdown our bar after a fire, and our insurance is up for renewal renewal. the renewal is during a fire claim and I am asked to buy new insurance which is the same as the insurance coverage prior to the fire.
what do I really need? I heard we dont need business income and barely any property. what about general liability? liquor lialbity is very pricy and we won't be operating for a while.
GENERAL LIABILITY -
General Aggregate $
Each Occurrence $
Products & Completed Operations $
Personal & Advertising Injury $
Damage to Premises Rented to You $
Medical Expense
Liquor Liability - Each Claim/Aggregate Limit
$ Assault & Battery Liability
$ Deductible $
PROPERTY -
Business Personal Property - Theft Excluded $
Business Income $
Tenant Glass $
Deductible