What is the name of your state? Virginia. The atty violated the FDCPA at least twice. They also filed a judgment w/o the CC's knowledge or consent. After falling behind, the CC was cooperative, had accepted Ameridebt repayment plan, all pmts made on time, and CC had removed past due amts plus brought my account to current status. When I told CC's legal dept. I'd received Warrant in Debt they were shocked & apologetic (and since they didn't have a record of any attorney being assigned to this account, I gave CC the contact name & number) CC (allegedly) called the atty to cease & desist all legal action. They called me back and reassured me there would BE no court date & how sorry they were this happened. You guessed it-I didn't show up to court & a default judgment was entered. Afterwards, the CC was still cooperative & apologetic and promised to rectify this error, saying "this never should have happened" over and over...UNTIL I asked for a statement explaining the judgment was an error as we needed a loan for a replacement car. They then did a complete 180 and insisted "the judgment is valid". I've never disputed the debt, just the need for legal proceedings as I had an agreement with CC and all payments had been made on time & for proper amount.